Underwriter - Northern California

Century is seeking a detail-oriented and mission-driven Underwriter - Northern California to join our team. The ideal candidate should be self-motivated, have a passion for affordable housing and community development, possess strong work ethic, and be a team player. The successful candidate will play a critical role in evaluating new loan opportunities and supporting our mission to provide capital access to affordable housing developers across the state of California.

Under the direction of the Vice President - Credit Risk Management, the Underwriter is responsible for evaluating the creditworthiness and capabilities of the borrower/guarantor; including assessing the real estate collateral securing the proposed loan, and the adequacy of the loan structure for new transactions.

The Underwriter is responsible for identifying and analyzing various risks associated with any given loan and performs their work with a high degree of ethical standards. Frequent interaction with other lending staff, accounting, legal and other support personnel in the delivery of an excellent client experience while minimizing Century’s risk exposure.